|
Benefits
of Leasing
|
Equipment
Leasing is one of the fastest-growing ways businesses finance
equipment today. In fact, 8 out of 10 businesses
lease some or all of their equipment. Here's why…
100 % Financing – "Soft-costs" such
as installation and training can be included in your monthly
payments.
Conserve precious capital – Lease equipment
and invest cash in other aspects of your business where it generates
higher
returns.
Valuable credit lines remain untouched – With a lease, your
borrowing capacity with banks and other lenders remains available
for operating needs.
Minimal down payment – Usually, we simply require one or
two payments down.
Flexible Lease terms – Accord offers a variety of terms.
From deferred payment plans to seasonal and skip payment options,
we can design the lease to fit your needs.
Possible tax benefits – In certain cases, lease payments
are fully tax deductible operating expenses.
Consider your options…
Issue |
Cash |
Bank Loan |
Leasing |
| Payment
Options |
All
up front |
Fixed
or floating |
Suited
to your cash flow |
| Application
Process |
None
- Depending on vendor |
Full
financials |
Simple
1 page application |
| Down Payment |
100% |
Usually
20% |
1
or 2 payments |
| Equipment Types |
Any |
Restricted |
Virtually
any |
| Soft Costs |
Included |
Not
Included |
Included |
| Collateral |
Equipment |
Equipment
plus possible blanket liens |
Equipment |
| Credit Lines |
Lose
liquidity |
Reduce
available credit |
Additional
credit source |
| Tax Accounting |
Depreciate
equipment |
Depreciation
plus interest expense |
Fully
deductible payments |
| |
|
|
Choose
Leasing! |
Complete a Sundance lease
application.
|
|
